Midnight Phone Call Scams: Why Answering One Simple Word Could Put Your Personal Information at Risk 3

Daniel hadn’t visited his childhood home since his mother’s funeral. The basement had always been locked, and she had forbidden him from entering it. Suddenly remembering something, he searched through an old drawer and discovered a photograph showing his mother standing beside an unfamiliar man.

On its back were handwritten words: “If he calls, never say yes.” His phone rang again. This time, the caller identified himself as a bank security officer and claimed someone was accessing Daniel’s accounts. Then the man calmly asked, “Can you confirm your full name?” Daniel hesitated, realizing the caller already knew everything about him.

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