The following morning, attorney Elaine Park examined the loan documents. She discovered that the original agreement identified me only as a guarantor, while later paperwork falsely named me a joint borrower. Worse, one document claimed I had appeared before a notary on a day I remembered perfectly.
I had been attending a medical appointment across town. My hospital records could establish that fact. The bank launched an investigation, restricted the credit line, and requested additional evidence. Then investigators discovered that security codes had been sent directly to Donovan’s telephone. My stomach tightened as the truth became clearer.
